Company Profile & Licensing


Fintech & Digital Lender: Dexintec is a licensed financial services company and digital credit provider, operating across multiple African countries


Regulatory Approvals:



In Kenya, it's approved by the Central Bank of Kenya (CBK) .


In Tanzania, the company is registered and licensed by the Bank of Tanzania.


In Uganda, it's licensed by the Uganda Microfinance Regulatory Authority (UMRA) .







? Geographic Reach


Active in at least 10 African countries, including:



Kenya, Tanzania, Uganda, Nigeria, Ghana, Côte d'Ivoire, and more.







? Products & Services


EasyBuy: A BNPL (Buy‑Now‑Pay‑Later) service, Dexintec’s flagship offering in several markets.


Digital Loans: Personal lending products like FiniLoan, Sasamkopo, and Twigaloan via mobile apps on Android/iOS.


Phone Installments: Through partnerships with retail outlets, offering installment purchases of mobile phones .





? Target Market & Model


Focuses on financial inclusion, targeting unbanked and underbanked customers, including small businesses and individuals.


Leverages data-driven risk engines and decision-making algorithms to expand access to credit .


Aims to serve low- and middle-income markets by offering:



Loan amounts from approx. TZS 50,000


Repayment durations ranging 91–180 days


Monthly interest rates between 6–9%.







? Company Scope & Presence


Founded around 2020 and employs roughly 200–500 people .


Operates through a network of 2,000+ physical retail stores and personnel conducting in-store financing .


In Tanzania, business registration details (e.g. RC Number 1585793) list offices in Dar es Salaam and Accra .





? Strengths & Achievements


Strategic expansion into emerging markets with a multi-country presence.


Transparent loan terms (no hidden fees).


Fast funding: loan approvals within minutes to a day.


Inclusive approach, particularly benefiting those traditionally excluded from formal banking.





Summary
Dexintec is a robust fintech player in Africa, blending BNPL and digital lending with a social mission of expanding financial services to underserved communities. With regulatory approval, physical reach, and technology-based risk assessment, they're making significant inroads in consumer credit.